What Expenses Can Heart & Stroke Insurance Help Cover?

A heart attack or stroke can strike without warning, causing not only emotional distress but also significant financial strain. While traditional health insurance covers many direct medical expenses, it often falls short in addressing the wide range of costs that arise during recovery. That’s where Heart Attack and Stroke insurance steps in, offering financial support to cover both direct and indirect expenses.

This type of insurance helps bridge gaps in health insurance coverage by covering expenses such as:

• Hospital stays and intensive care unit (ICU) charges
• Ambulance transportation, including both ground and air
• Surgeries with or without anesthesia
• Physical therapy sessions and rehabilitation
• Specialized diagnostic tests and follow-up care

These benefits are paid directly to you. So, you can allocate funds where they’re needed most.

Access to top-tier care often requires traveling to specialized medical facilities. Heart Attack and Stroke insurance can help with:

• Transportation costs for patients traveling more than 80 miles for treatment
• Lodging expenses for family members who accompany patients for extended care
• Mileage reimbursement for personal vehicle use during treatment-related travel

This ensures you can seek the best possible care without worrying about the associated travel costs.

Recovering from a heart attack or stroke often means time off work. This coverage provides financial support to help replace lost income, ensuring you can focus on recovery without financial stress.

A major illness impacts the entire family. Insurance benefits can cover:

• Childcare services during hospital stays
• Household help for chores and caregiving
• Travel and lodging for family members to be with their loved ones during recovery

Our CardiaCare coverage offers a unique Return of Premium (ROP) feature. If you don’t use your coverage, you can receive up to 100% your premiums back. This feature ensures your investment isn’t lost, whether or not you face a major health event.

Heart Attack and Stroke insurance goes beyond basic health insurance by covering a wide range of expenses that traditional policies often leave out. From medical costs to income replacement and family support, this coverage provides peace of mind during a challenging time.

Protect your financial well-being and focus on your recovery. Contact Lonestar Financial today to learn how this valuable coverage can safeguard your future and that of your family.