Every Educator in Small-Town Texas Needs This

As educators, you dedicate your lives to serving and shaping the future of Texas. From the classroom to the front office, your work is vital to the strength of our small-town communities. But in the midst of taking care of students, lesson plans, and extracurricular activities, how often are you thinking about protecting yourself and your family from the unexpected?

You may have excellent health care benefits through your school district, but we’re all aware that health insurance can leave gaps. So, when emergencies strike, these gaps often lead to devastating financial consequences.

Here’s why protecting yourself with supplemental coverage from Lonestar Financial Solutions might make sense for you.

Even with comprehensive health coverage through your district, there are significant gaps that traditional health insurance won’t fill:

• Deductibles and Co-pays: You might still be responsible for thousands of dollars out-of-pocket before insurance kicks in.
• Non-Medical Costs: Travel expenses to specialists, lost wages during recovery, childcare, or even household help aren’t covered by health insurance.
• Experimental Treatments: If you or a family member is diagnosed with a serious illness, like cancer, cutting-edge treatments may be out of reach without additional funds.

Our AccidentCare, CancerCare, and other supplemental policies provide direct cash benefits in addition to any health insurance you already own. These benefits can be used however you need—to pay medical bills, cover your mortgage, or even buy groceries.

Life’s emergencies don’t always come with a financial road map. That’s why our coverage puts you in control.

When you receive benefits from our plans, you decide where the money goes. Here’s how some of our clients have used their benefits:

With the flexibility to handle both medical and non-medical expenses, our plans provide peace of mind when you need it most.

Let’s face it: nobody hopes to use their cancer or accident insurance. But the good news is, with our policies, you don’t lose money even if you stay healthy. That’s because many of our plans come with a Return of Premium (ROP) feature, which refunds every dollar you’ve paid in premiums—tax-free—if you don’t need the coverage.

This means your supplemental policy isn’t just protection—it’s a way to save for your future. Our policies are a win-win: If you ever need it, you’ll have the financial support to get through tough times. If you don’t, you get a significant return to use for your retirement, family, or future goals.

1. You already protect others—why not protect yourself? Every day, you invest in students’ futures. Take the same care in protecting your own.
2. Unexpected expenses can happen at any time. Whether it’s a sudden illness or an accident, having supplemental coverage ensures you aren’t blindsided by financial burdens.
3. You’re already contributing to retirement plans—this is another layer of savings. With Return of Premium, your supplemental plan doubles as a financial safety net and a savings strategy.

As a teacher, administrator, or support staff member, you do so much for your community. It’s time to ensure you have the protection you deserve. With direct cash benefits and a built-in savings plan, our policies make it easier for you to focus on what you do best—without worrying about life’s what-ifs.

Don’t wait until it’s too late to fill the gaps. Protect yourself today and build financial security for tomorrow. Contact Lonestar Financial Solutions to explore options tailored to your needs.

📞 Call us today at (817) 846-1492″
🌐 Visit us at lonestar.financial

Take the first step—because protecting your future is always the right decision.