Why Wise County Realtors Need Accident and ICU Insurance

If you’re a real estate agent in Wise County, Texas, you already know the hustle doesn’t happen behind a desk. You’re in your car—driving property to property, meeting clients, showing homes, checking listings, attending closings, and chasing leads across county lines. It’s part of the job, and it’s what makes you successful. But it also puts you at risk—especially on the roads.

Wise County saw 35 roadway fatalities in 2024, up dramatically from previous years. Every time you leave your driveway, you’re stepping into a reality where accidents can and do happen. And if something serious puts you in the ICU or takes you off your feet for weeks or months, your health insurance alone may not be enough.

Here’s where our Accident and ICU insurance steps in.

When you’re a realtor, your income depends on mobility. If you’re in a crash, even a minor one, you could be sidelined for days or weeks. And if you end up in the ICU, recovery time could stretch into months. You’re not just dealing with medical bills—you’re also dealing with missed closings, delayed deals, and lost income.

Our ICU policy pays $3,200 per day for every day you’re in intensive care, in addition to other cash benefits. These are direct cash payments that you can use however you need—whether it’s for your mortgage, your car note, groceries, or business expenses.

You probably have health insurance, and that’s great—but it won’t cover lost income, travel expenses, or help you keep your business running while you recover. Deductibles, copays, and out-of-pocket costs add up fast.

Our supplemental insurance fills those gaps—so you’re not draining your savings or relying on credit cards to make ends meet while you heal.

Here’s the best part: If you stay healthy and never file a claim, many of our policies offer Return of Premium. That means every dollar you paid in premiums comes back to you after a certain term. You’re not just protected—you’re saving, too.

The truth is, you never see it coming. Our clients often tell us they never thought they’d be the one—until they were. And the only way to lose with this kind of protection is to not have it when you need it.

If you’re a realtor in Wise County, now is the time to protect your income, your health, and your family. Whether you’re a top-producing agent, a new licensee, or running your own brokerage, this coverage is an essential part of your safety net.

Want to see how it works and what it would cost? Let’s schedule a quick consultation. It takes less than 20 minutes to understand what it can do for you—and how much peace of mind it can give.

📞 Call me today at (817) 846-1492 or visit lonestar.financial to learn more.